At The Ruboyianes Company, PLLC and TRC Insurance, PLLC (hereafter referred to as “The Ruboyianes Company”) we are committed to protecting your privacy not only as a visitor to our website, but as a valued client.  It is our priority to maintain the high standards necessary to ensure that your information is kept private and secure at all times.

Information Management Practices
Information about our customers is obtained from a variety of sources.  We limit the collection and use of information about customers to the data necessary to service our customers. 

Once collected, this information becomes the property of The Ruboyianes Company.  We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed in this privacy policy.

Types of Personal Information Collected
In conducting business at The Ruboyianes Company, we collect and maintain various types of information about our customers, including, but not limited to:

• Identification numbers (Social Security numbers, Federal Tax Identification numbers, birthdates, addresses and telephone numbers)
• Data obtained to verify information for an insurance policy
• Medical information obtained for health and life insurance
• Tax information needed to correspond with the Internal revenue service and various state and local agencies
• Credit card information
• Banking information
• Information about your transactions with us or others (such as prior claim and payment history)
• Information from consumer reporting agencies (motor vehicle reports, credit reports, loss history reports)
• Information from vendors that is subject to the same Federal Credit Reporting Act and Insurance Privacy requirements for information such as motor vehicle reports, loss history, insurance scoring or other information required by carriers to underwrite and price policies of insurance.

We use this information strictly for business purposes and reserve the right to share this information with our affiliates as needed to better serve our clients.

Information We May Disclose About You
In the course of our general business practice, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described:

• To a third party to enable that party to perform a business, professional or insurance function for us
• To any other entity for the purposes of quoting a new insurance policy, quoting a renewal policy or the transfer of insurance business to said entity
• To an insurance institution or agent, insurance regulatory, law enforcement, governmental authority or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction, or if we believe you have conducted illegal activities
• To a group policy holder for the purpose of reporting claims experience or conducting an audit of our operations or services.
• To a medical care institution or medical professional in order to verify coverage or benefits, inform you of a medical problem, or conduct an audit that would enable us to verify treatment received
• To enable an insurance institution or agent or credit reporting agency for either the Ruboyianes Company or the entity with whom we disclose the information to perform a function in connection with a transaction involving you.

Security Measures
All information about clients of The Ruboyianes Company is disclosed to our employees’ on a strictly need to know basis.  We maintain physical, electronic, and procedural safeguards to restrict nonpublic personal information.

Your Rights
You have the right to request a copy of any information that we obtain through an outside source.  The outside source also has the right to retain that information and disclose it as necessary throughout the normal course of business.

Customer Privacy in Outside Vendor Relationships
While at times it is necessary for The Ruboyianes Company to share personal information with our third party vendors, we insist that the third party maintain the confidentiality and the privacy of this information.  We reserve the right to engage outside vendors for services at the sole discretion of The Ruboyianes Company.  We will upon request, provide a complete list of outside third party vendors who may have access to client information.

Cookies
A cookie is a piece of data that is stored on a visitors’ hard drive while they are visiting www.ruboyianes.com.  We utilize a short term type of cookie when you visit the site.  At The Ruboyianes Company a cookie is used only to identify one unique visitor from another during a particular session.  A session is the period of active site time while the visitor is linked to our server.  We may use cookie technology during a session as a tool to carry forward your input during the enrollment process.  No personally identifiable information is stored on the cookie.  The cookie expires and is deleted from the visitors computer as soon as they close their browser.  Each time you visit our website you will be issued a new cookie and in no way will be recognized as a visitor from a previous visit or session.

Third Party Links
This website may contain links to third party websites that are not regulated by The Ruboyianes Company.  These links are made available to you as a convenience and you agree to use these links at your own discretion.  Please be aware that The Ruboyianes Company is not responsible for the content of third party sites nor are we responsible for the privacy policy or practices of those sites.  Our privacy policy only applies to the information we collect from you while you are actively in a session on www.ruboyianes.com.  If you should link to a third party from site from our site we strongly encourage you to review and become familiar with that site’s privacy policy.

Where to Contact
For questions or concerns regarding our privacy policy, please call 520-577-1040 or
Email info@ruboyianes.com

We reserve the right to amend this policy at any time, as permitted by law without providing you with advance notice of our intent to make the changes.

VIEW MY PERSONAL TAX RETURN
AZ STATE REFUND STATUS
FEDERAL REFUND STATUS
RUBOYIANES TAX TIPS
IMPORTANT DOCUMENTS