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The experiences that DECA provides to the young men and women you serve are invaluable and it is vital that your organization protect itself from the litigation and financial losses that could deprive them of your programs.

The Ruboyianes Company is thus proud to introduce a first of its kind insurance package program designed specifically for the diverse and particular needs of youth leadership, education and career training organizations.
What our clients are saying:
“After researching brokers in 4 different states, we finally found a broker that really understands youth organizations and helped us get coverage. (Taylor) did an awesome job of putting together a package for us.” – California State Advisor
Our “Keys” – Three Program Design Focuses:
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Coverages. Most youth organizations are either un-insured or under-insured, many lacking abuse & molestation, directors & officers, hired/non-owned automobile and other important coverages. Our package program fills these holes and puts your association on firm financial footing.
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Cost. Every dollar spent on insurance is a dollar NOT spent on your members. Our program brings the cost down and our current clients have benefited, saving on average 20% over their prior carriers. And while our program has a comprehensive policy including key coverages, we also have optional and “a la carte” offerings ensuring your group ONLY pays for what they need and nothing more.
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Convenience. Far from being uninterested in more comprehensive insurance, most state and local boards are simply not offered other options or are presented with a complicated maze of applications and carriers which is, in the end, overwhelming. We have designed an easy one step application process that will take you through everything we need to put together your insurance with exactly the coverage options you want.
Package Policy Features
Your One-Stop Insurance Program
- General Liability of $1M/$2M including BLANKET coverage for events under 500 participants
- Directors & Officers Liability of $1M/$2M with employee practices liability (volunteers included!)
- Medical Expense/Payments of $5,000
- Hired/Non-Owned Automobile Liability of $1M/$2M
- Owned Equipment Floater
- Abuse and Molestation included on ALL liability coverages
Optional Coverages
Add These Protections To Customize And Enhance Your Package Policy
• Scheduled Large Event Coverage for events exceeding 500 participants
• Internet Liability including trademark infringement, improper use, defamation, etc
• Outdoor/Special Activities for athletics, hiking, backpacking, rock climbing, etc
• Professional Liability covers advice and consultation given to chapters and members
• And others
“A la Carte” Policies
Purchase These Stand-Alone Policies To Protect Against Specific Risks
• Commercial General Liability
• Directors & Officers Liability
• Special Events
• Property Coverages
• And others
We are experienced with youth organizations like yours. Including:
• Career & Technical Student Organizations (CTSOs)
• Public, Private and Charter Schools
• Youth Organizations
• Faith-Based and Youth Camps
• Non-Profit Charities and Associations
• And many others
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Please complete our ONE PAGE quote request and return by fax or email.
Proposal Request Worksheet
Email: insurance@ruboyianes.com
Fax: (520) 844-6169
Click here for additional detailed information on our program.
Program Manager: Taylor Davidson
Telephone: (520) 577-1040
Email: insurance@ruboyianes.com
The Ruboyianes Company, PLLC
1660 E River Rd #130
Tucson, AZ 85718
Proposal Request Worksheet
Large Event (Over 500 Participants) Supplemental Application
Fiduciary Liability Supplemental
Internet Liability Supplemental
Accident Medical Supplemental
Procedure Manual Insert – DECA
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